About Olympic Hard Money

We're a small Seattle outfit that helps real estate investors get their deals funded. Most of the people who contact us are buying a house to fix up and sell, picking up a rental, or building something new on an infill lot somewhere around Puget Sound.

When you send us a deal, we look over the numbers, work out what kind of loan suits it, and then put it in front of specialist financing partners who regularly fund that type of project. Those partners set the terms and make the final decision on approval, but we stay involved to help things move along.

What we help with

• Fix-and-flip loans: Purchase and renovation funding for value-add Seattle-area homes.
• DSCR rental loans: Longer-term rental financing qualified mainly on property cash flow.
• Bridge loans: Short-term capital to close fast, then refinance or sell.
• New-construction loans: Ground-up funding for infill homes, townhomes and ADUs.

Who we work with

Most of the people we work with are investors, builders and small landlords. Every loan we help with is for business purposes only, so unfortunately we can't help if you're buying or refinancing a home you plan to live in yourself.

A lot of the deals we see close in about 7 to 14 days, though it depends on the property, the title work and the lender. There's no minimum credit score on most programs, because lenders tend to care more about the property and your plan for it.

Why Seattle

Seattle is a tricky market to finance. Plenty of the housing stock is old, permits take time, and rules like the city's rental registration program and the newer middle housing law change what a property is worth. Banks tend to move slowly on these deals. We know the area, so we can usually tell you pretty quickly whether something is likely to get funded.

Get in touch

The quickest way to reach us is the financing inquiry form. Tell us about the property and what you need, and someone will get back to you.

Olympic Hard Money connects real estate investors with specialist financing partners. Terms, underwriting and final approval are set by the funding lender. Financing is for business-purpose investment property. Nothing on this site is a commitment to lend.